THE CAPTECH APPROACH
A STRATEGIC APPROACH TO EQUIPMENT FINANCING
Large equipment investments affect more than your balance sheet. They influence operations, liquidity, and long-term strategy.
CapTech approaches each transaction with that full picture in mind, structuring equipment financing solutions around the realities of the business.
THE ADVANTAGES OF WORKING WITH A DIRECT LESSOR
DECISIVE CREDIT PROCESS
Equipment investments often move quickly. Financing decisions should, too.
- Credit approvals delivered within 2–10 business days
- Direct communication with experienced decision makers
- Clear communication throughout the underwriting process
STREAMLINED DOCUMENTATION
Speed should never come at the expense of discipline. CapTech’s documentation team approaches every transaction with precision and attention to detail.
- Structured due diligence on every transaction
- Thorough in-house documentation
- Experienced execution from approval through closing
FLEXIBLE FINANCING STRUCTURES
No two equipment investments are identical. Financing structures should reflect that reality.
- Payments aligned with the useful life of the asset
- Structures designed around cash flow and capital priorities
- Operating and capital lease options
- Progress funding for assets with long lead times
MID- TO LARGE-TICKET EXPERTISE
CapTech specializes in equipment investments that require thoughtful structuring and dependable capital.
- Transactions typically ranging from $250K to $25MM+
- Financing for equipment, software, and soft costs
- Experience supporting complex equipment deployments
CAPITAL RELIABILITY
Companies rely on CapTech to deliver when financing is approved.
- Diverse funding pool of both institutional and private capital
- Capital committed when deals close
- Consistent delivery for time-sensitive investments
STRATEGIC PARTNER TO BANKING RELATIONSHIPS
CapTech works alongside traditional lenders as a direct, independent equipment finance company.
As a direct financier, clients work directly with experienced decision makers from the beginning of the process.
Benefits include:
- Faster financing decisions
- Flexible equipment leasing structures
- Reliable execution for complex transactions
- Financing for equipment, software, and soft costs
OUR CONSULTATIVE APPROACH
Every equipment investment is different. Asset life, tax considerations, operational needs, and capital strategy all play a role.
CapTech takes a consultative approach: listening carefully, understanding your objectives, and structuring equipment financing to support the way your business operates.
EXECUTIVE LEADERSHIP TEAMS
Leadership teams rely on CapTech to structure equipment financing that supports growth while preserving financial flexibility.
Clients work with CapTech to:
- Preserve liquidity and protect working capital lines of credit
- Align payments with the useful life of the equipment
- Improve return on invested capital
- Maintain borrowing flexibility without restrictive covenants or blanket liens
- Access dependable capital for complex transactions
Capabilities include:
- 100% financing for equipment, software, and soft costs
- Progress funding for assets with long lead times
- International financing for U.S.-based companies
- Flexible structures designed for mid-market organizations
EQUIPMENT FINANCE INTERMEDIARIES
CapTech partners with equipment finance intermediaries
to provide dependable capital and flexible structures for
complex transactions. Our team works alongside brokers
and advisors to deliver responsive underwriting and
efficient execution.
Typical transaction parameters:
- Deal sizes from $250K to $25MM+
- Terms ranging from 24–60 months
- No blanket liens
- No burdensome financial covenants
Additional capabilities include:
- Credit decisions typically within 2–10 business days
- Financing for equipment, software, and soft costs
- International funding for U.S.-based companieS
EQUIPMENT VENDORS
CapTech works with equipment vendors to develop financing solutions that help clients move forward with significant equipment investments.
Vendor programs help:
- Close larger equipment deals
- Protect customer credit capacity, no blanket liens or burdensome financial covenants
- Support complex deployments, including multi-location projects
- Scale financing alongside growing customer relationships
Capabilities include:
- Transaction sizes from $500K to $25MM
- Financing for the full project, including installation and soft costs
- Program support for repeat vendor transactions
- International funding for U.S.-based companies
